Business Loans

Contact Lending TeamDownload Loan Forms

Security Bank has a long history of investing in the growth and development of our local communities through our extensive commercial lending. We are eager to meet your business lending needs with a wide variety of programs to help your business thrive.

• Business Real Estate Loans
• Equipment and Inventory Purchases
• Mergers and Acquisitions
• Revolving Lines of Credit
• Letters of Credit
• Municipal Loans
• Creative Financing
• Land Contracts
• Assignments
• FSA Guarantees
• SBA Loans: Types of loans available through SBA include:

Low Doc Loans have a simplified/streamlined application process to facilitate loan requests of $150,000 or less for companies needing to purchase inventory or equipment or who are in need of additional working capital.

Government Guaranteed 7A Loans are typically for requests greater than $150,000 for the purchase of inventory, equipment, or other assets along with working capital.

504 Development Loans featuring long term fixed rate financing generally require a 10% down payment, and are used for the acquisition of long term real estate or for equipment purchases.

SBA Loans

We know there is nothing small about a small business. Big dreams, huge commitments, heavy workloads and sometimes surmounting expenses. With an SBA loan from Security Bank, we can help take away some of the big burdens so you can simply focus on the big dreams.
Loans guaranteed by the SBA range from small to large and can be used for most business purposes, including long-term fixed assets and operating capital.

Business Acquisitions

If you’re looking to purchase an existing business, Security Bank can help you in this quest. We know you’ve already got enough to consider when acquiring a business which is why we want to make the financing aspect an easy choice. We can assist you with a business acquisition loan for the following options:

• Purchase of an existing business
• Partner buyout of your existing business

Start-Up Loans

As the old saying goes, sometimes the hardest part of taking the journey is the first step! Starting a business is a definitely a big journey and we want to make your first financing step an easy one with a Start-Up Loan solution from Security Bank. We try to make financing easy and flexible enough to meet your business start up needs!
At Security Bank you will have an experienced, personal loan officer to answer all your questions and fit your loan to your individual needs. Contact one of our Lending Team members to start the application process today.
You may also download the necessary loan forms that will need to be completed.

Agriculture Lending

We are dedicated to helping our local farmers meet their financial needs. We are committed to long-term relationships helping to grow your farming operation through the challenges and successes.
Security Bank has the agriculture loan for you:

• Operating Line of Credit
• Livestock and Equipment Financing
• Real Estate Loans
• Vacant Land
• Custom Products
• FSA Guarantees

For more information about our agriculture loans contact us to speak with a Lender.

Business Credit Cards

Choose from a variety of VISA Credit cards, each designed to match your financial needs.

Learn More

Download Loan Forms

Ag Financial StatementFinancial StatementReal Estate Loan Application