Personal Checking Accounts

The way you bank is a personal choice. That's why we offer convenient checking account options to meet your individual needs. Whether you're writing checks, viewing statements online, or using your debit card, we've got a checking solution designed just for you!

Checking Account Benefits

With a Security Bank checking account, you will enjoy all of the following benefits:

Free Online Banking
Free Mobile Banking (Message and data rates may apply)
Free eStatements
Free Bill Pay (Fees apply for some special features)
Free ATM Transactions at Security Bank operated ATMs
Free 24/7 Fraud Monitoring on all Debit Cards

Compare Our Checking Accounts

Account Type	Requirements	Interest Bearing^**	Activity Fees	Special Features
Smart Checking	N/A	No	No minimum daily balance, and no monthly service charges.	Free online and mobile banking, with the option to continue receiving paper statements at $2.00 per statement or receive free eStatements.
Easy Checking	Receive online eStatements	No	A service charge of $5.00 per month will be imposed monthly plus $.20 per debit if the daily balance in the account falls below $50.00 any day of the statement cycle.	Free online and mobile banking
Regular Checking	Receive paper statements	No	A service charge of $3.00 per month will be imposed monthly plus $.20 per debit if the daily balance in the account falls below $300.00 any day of the statement cycle.	Free online and mobile banking
NOW Account	Opening deposit of $1000.00	Interest will be credited to your account monthly	A service charge of $5.00 per month will be imposed monthly plus $.20 per debit if the daily balance in the account falls below $1,000.00 any day of the statement cycle.	Free online and mobile banking
Super NOW Account	Opening deposit of $2,500.00	Interest will be credited to your account monthly	A service charge of $10.00 per month will be imposed monthly plus $.20 per debit if the daily balance in the account falls below $2,500.00 any day of the statement cycle.	Free online and mobile banking
Money Market Account^***	Opening Deposit of $1,000.00	Interest will be credited to your account monthly	A service charge of $5.00 per month will be imposed monthly plus $.20 per debit if the daily balance in the account falls below $1,000.00 any day of the statement cycle.	Free online and mobile banking
Super Money Market^***	Opening Deposit of $10,000.00	Interest will be credited to your account monthly	A service charge of $10.00 per month will be imposed monthly plus $.20 per debit if the daily balance in the account falls below $10,000.00 any day of the statement cycle.	Free online and mobile banking

**At our discretion, we may change the interest rate and the annual percentage yield on Money Market Savings, Super Money Market Savings, Easy NOW, Christmas Club Savings Accounts and Health Savings Accounts at any time. If you close your account, any unpaid accrued interest will not be credited to your closing balance. Interest begins to accrue on the business day you deposit cash and/or non-cash items. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

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